The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. CONTACTING THE *** Register your property with OneApp Guarantee. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. TWO (2) FREE ASSIGNED PARKING are INCLUDED with the rent. I had called a couple of other companies before them that did the same type of service and never even received a response from them. This cookie is set by GDPR Cookie Consent plugin. I was turned down and almost forced to reside to live in less than ideal apartments. Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. GUARANTEED RENTAL APPROVAL; . Or they should be able to explain why it is taking longer. I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. The NYC lease guarantor service began in New York but has expanded rapidly to other major markets including New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. previous eviction, bankruptcies, One month ago I found an apartment that I perfectly fit into but couldn't get approved. I'm in the process of using their service now. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. I am very happy with my new place! A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. When you sign a lease agreement, make sure . Is the Insurent Lease Guaranty offered for rent-stabilized apartments? It goes against our guidelines to offer incentives for reviews. "Their excuse was that I must have not understood. Apartment Lease Guarantors And Bad Credit Specialists. They kept me in the loop every step of the way. I'm really hoping to at least speak to someone. 198 likes. The property tooks only 3 hours total to send my approval!!!! Insist on seeing the property in person. Case in point: Scammers might hand you keys that don't even work. How long does it take to process the application for the Insurent Lease Guaranty? Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? Information is deemed reliable but not guaranteed. We'll be your co-signer. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. By acting as your lease guarantor, Insurent takes the stress away and get your your dream apartment. I felt good about it. Thanks to Guaranteed Apartment Approval I could now have a second chance to live where I want! It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. Everything went smooth and we arranged the details additionally over the phone. I Terms of Service This building is located in Brea in Orange County zip code 92821. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). Nardo's story is not uncommon. No matter your credit scores, we can help. Reviews not showing up on Google? duh should have done this weeks back instead of trying to figure this all out myself!!! This company was really convenient for me when I relocated to NC. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. I will be applying with my roommate(s) for the Insurent Guaranty. Payment must be made by cashier's check or bank check or money order. YES, i was approved! Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. My student loan debt and medical bills were keeping me from being approved but they saw thru that. Which I never did due to the covid-19 pandemic. Anchoryourassets eventually kept all my money and even the deposit I had placed. I asked david and he said their a situation. If she had wired any cash, it would have been gone without a trace. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? Contact. | Site Map. He then spent eight years as a content lead on the Windows team at Microsoft. "The scam artist has two sets of keys one they use to open the apartment, and another set that they give you," he told Business Insider. Guaranteed Rental Approval | 2NDCHANCEAPARTMENT.COM We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. Lets work together to get those negative items remove from you credit file. for you! Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. 250 E Acacia St. Maplewood Apartment Homes. If they were truly interested in helping people, they should have a less shady system of helping people in bad situations. Home Approval. In addition, the card reports to all three credit bureaus. Renters In The Atlanta And Metro Surrounding Area Can Complete Our Guaranteed Second Chance Rental Application For Free Consultation With An Agent That Represents Atlanta. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. Great experience. You will be assigned a CPN which will include satisfactory tradelines that add leverage to your credit score. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. If you don't meet the income or background requirements, don't expect a call. Free Application And Same-Day Approvals. We'll process and complete a credit application with your chosen management company. Downtown Brea Apartments for Rent. Will the prospective bonus be included in the consideration of my application by Insurent? The landlord (or potential scammer) can't run off with your personal information, because they never see it. The cookie is used to store the user consent for the cookies in the category "Other. Our Apartment Approval Program is the best in the nation. Green Dot primor Visa Gold. Information is copyrighted and school data provided by GreatSchools.org. We use dedicated people and clever technology to safeguard our platform. Cookie Settings Accept All We remove the risk of rent loss from the equation. Yes. That is why our Leasing Program allow clients I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. If you can prove your income, we make it work. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. This website uses cookies to improve your experience while you navigate through the website. However, I dont start my job for sixty days. Let renters who need a co-signer know we can help them. After filling my BK13, these were the only people willing to work with me. Our approvals are income-driven. If you've experienced. Find out how we combat fake reviews. This place and *********************** took money from my family after losing our home following covid. Lori is awesome! They will take your hard earned money and not do a **** thing. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Opt-In Form- Get Free Email Updates! Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. It is a 9 digit number that is fully tri-merged with the Social Security Administration. Like I said people stay away from this company. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. Gary Group Realty LLC Broker #9009741 In fact, you will be subject to legal action for the full recovery of any payments that the insurer makes to the landlord on your behalf. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Id like to No scam, no fly by night company. "If a landlord is willing to bait and switch, they might not be someone you want to rent from," Edward Mermelstein, a real estate attorney at One & Only Realty in New York, told Business Insider. i feel bad for those getting scammed by these ppl. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. It does not store any personal data. However, you may visit "Cookie Settings" to provide a controlled consent. Your rights and obligations remain exactly the same, including your obligation to pay rent as required by your lease. (Credit Privacy Number) is a private number that can help you re-establish credit. Dave is the author of more than two dozen books and has contributed to many sites and publications including CNET, Forbes, PC World, How To Geek, and Insider. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. Well I got approved. Get more reviews from your customers with Birdeye. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. Guranteed Apartment Approvals, Houston, Texas. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. By clicking Accept All, you consent to the use of ALL the cookies. We've made it simple for property managers to approve more renters. I would definitely recommend!Just a couple of FYIs First, they're serious about you needing to have verifiable income. However, they were unable to secure a lease in a safe and luxurious town home. Very professional and friendly people. We have seen every scenario and were here to help. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. Submit copies of your 2 most recent pay stubs over the past 30 days or a letter from your new employer, and Copy of Drivers license or Passport and Visa (if Non-US). I actually did qualify for their program as one of their disrespectful staff gave me various apartments. ". This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. amanda was so helpful and easy to work with! Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. Guranteed Apartment Approvals | Houston TX We get you Approved. Evictions, Broken Lease, Bad Credit, etc. View rentals, browse photos and more! Our apartment guarantor service approvals are not credit-based. Ten minutes later, we signed the new updates lease.". Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? But opting out of some of these cookies may affect your browsing experience. Our Program has a 100% success rate for approvals. I did everything right and still was not able to secure an apartment through them. Can I qualify for the Insurent Lease Guaranty? Like any other business our goal is to make money but not at the expense of hurting or lying to people. I am a college or professional school graduate with a job acceptance letter. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. The Insurent Program can still assist you if you have a Responsible Party. Acceptable Applications Include Renters With: "By the time you discover the keys don't work, they're long gone.". If you need a co-signer, apply with OneApp Guarantee. Use a cashier's check (which is easier to trace) or a credit card when possible. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. This profile is powered by Birdeye. Your landlord could even place a lien against you for compensation of the damages.". Once we have a completed application, we can have an approval certificate for you in just a matter of hours. The website states that the annual income or collective annual income must equal a minimum of 27.5x the monthly rent. knowledgeable staff outlined the different options, then helped us get approved for the apartment. YOUR APPROVAL IS 100% GUARANTEED. Dear Mandy Blair, I see you requested an appointment on Wed, February 05, 10:35am 11:05am. Never complete the rental application or background check information without making sure the property and landlord are legitimate. We screen based on our own set of compassionate criteria, and we stand behind every person we approve. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. The cookie is used to store the user consent for the cookies in the category "Analytics". I just reported them to BBB (Better Business Bureau). How can I benefit from the Insurent Lease Guaranty program? 4.6. As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. In the event that you fall into that category, please email us at, Yes. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. Need help Getting Approved. We process all Rental Credit applications on your behalf! This cookie is set by GDPR Cookie Consent plugin. Real Estate Real Estate Rental Agency Luxury No Credit Check Apt Approval and Lease Guarantor Luxury No Credit Check Apt Approval and Lease Guarantor Reviews 21 Average 3.6 VERIFIED COMPANY forrentnocreditcheck.com Visit this website Write a review Reviews 3.6 21 total 5-star 76% 4-star 0% 3-star 10% 2-star 0% 1-star 14% Filter Sort: Two potential downsides, however: The card charges an annual fee of $35, and . We screen and stand behind renters we verify. This business was made for me! Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. The Insurent Lease Rental Bond Policy and The Insurent Lease Residual Value Policy are underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company licensed in New York and other states. Follow the rules--basically be a good tenant--and things will work out well for you with this company. Yes. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. What is the Insurent Lease Guaranty Program? Can I still qualify for an Insurent Lease Guaranty? Every building and landlord will have a slightly . Pre-screening is totally free! No down time. Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. What is the duration of the Insurent Lease Guaranty?